Archive for March, 2011

Debt collectors – Think about the story behind the story so you do not become the next FTC casualty

Gary Nitzkin March 27th, 2011 1 Comment

It’s one thing to read news and simply acknowledge the article as containing something of interest.  It’s quite another experience to read an article, ponder it and think about the “story behind the story.”  In this case, I am thinking about the article that I read reading West Asset Management. This is a fairly large [...]

A LARGE TRAP LOOMS FOR DEBT COLLECTORS UNDER THE FAIR DEBT COLLECTION PRACTICES ACT

Gary Nitzkin March 23rd, 2011 No Comments

I find that many debtor collectors, although properly trained, frequently fall into a large trap under the Fair Debt Collection Practices Act.  The Location Information Exception to the rule against contacting third parties is a large and gaping hope in many collectors’ understanding of the statute.  Lets review it: The General Rule against Contacting Third [...]

Oregon Attorney loses license for violating the Fair Debt Collection Practices Act

Gary Nitzkin March 19th, 2011 No Comments

A Eugene, OR attorney recently surrendered his law license in connection with a settlement he entered into with the Oregon State Attorney General.   Derric McGavic specialized in representing national debt collectors that buy defaulted consumer obligations in massive quantities on the secondary market, often for pennies on the dollar.   McGavic allegedly misidentified or purposefully [...]

Debtor’s prison and other myths designed to hurt the debt collection industry

Gary Nitzkin March 18th, 2011 1 Comment

Despite what the media may say, there is no such thing as Debtor’s prison.

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