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Need a Loan Modification? Get your docs together!
If you need a loan modification, you will have to prove that you qualify for one. There is an excellent article in today’s USA Today that talks about the requirements that many lenders are asking of borrowers in connection with a loan modification. When we get involved in loan modifications for our clients, we ask [...]
Oral Argument on the Bona Fide Error Defense
The United States Supreme Court has taken up the issue of whether the Bona Fide Error (“BFE”) defense under the Fair Debt Collection Practices Act (“FDCPA”) applies to mistakes of law committed by debt collectors. In Jerman v Carlisle, et al, the defendant law firm transmitted a collection letter to Ms. Jerman that may not [...]