Archive for January, 2008

Beware of this collector trick – credit card co signer vs. authorized user

Gary Nitzkin January 22nd, 2008 Comments Off on Beware of this collector trick – credit card co signer vs. authorized user

If you owe money on a credit card that has been turned over to a collection agency, chances are excellent that the collection agency is not only pursuing you but any authorized user. Be careful about this and know the difference between an authorized user and a co-signer. One of these persons is liable on […]

“Effectively conveyed notices” and other fairy tales

Gary Nitzkin January 1st, 2008 Comments Off on “Effectively conveyed notices” and other fairy tales

Wow. The U.S. Court of Appeals either cut a break to the Defendant in Federal Home Loan Mortgage Corp v Lamar or it is signaling a new direction in the enforcement of the Fair Debt Collection Practices Act, against the consumer (“FDCPA“). In this case, Federal Home Loan foreclosed on the debtor’s mortgage through its […]